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AGENTIC AIInsuranceIndia

WhatsApp Renewal AI — India Life Insurer (3.4M Policies)

Renewal rate 68%→84% | Lapse -50% | ₹48Cr premium retained
8 weeks

The Problem We Were Brought In To Solve

India life insurer: 32% annual lapse rate from forgotten renewal dates. Agents reaching only 40% of lapsing customers in time. 94% go to email (12% open rate).

How Revino Delivered

WhatsApp AI renewal agent: 90-day advance reminders, personalised policy summary, UPI payment links, reduced paid-up options, agent escalation for complex cases.

Measurable Business Impact

Policy renewal: 68%→84%
Annual lapse: 32%→16% (-50%)
₹48 Cr premium retained annually
Agent intervention needed: only 12%
WhatsApp open rate: 94% vs 12% email
WhatsApp Business APILangChainNode.jsRazorpayPostgreSQL
Insurance IndustryAgentic AI (AI Agents)WhatsApp Automation
KEY METRICS
84%
Renewal rate
₹48Cr
Premium retained
-50%
Lapse reduction
94%
WhatsApp open rate
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